Insuring a Vehicle Owned by an LLC

A good place to start is by asking your current insurer whether they can insure your vehicle(s) owned under a Montana LLC. A couple of good questions to ask:

• Are they able to write insurance in Montana?
• Are they able to help you with your Montana LLC-owned vehicle?

It’s also important to clear about your situation with your insurer. Here are some points you’d typically want to clarify:

• Is this your primary vehicle?
• Where is your vehicle garaged?
• Where is your vehicle be plated and registered?

If your current insurer can write insurance in Montana and is willing to help with your case, then you may be able to add your LLC as an additional insured member. Alternatively, your current insurer might be able to write a new policy under your LLC’s name.

Your next option is to contact a nationwide insurance company that can help you insure vehicle(s) owned under an LLC. Some providers may want to explore a commercial auto insurance policy in the name of your Montana company.

Remember, you want to find an auto insurance provider that will be able to write insurance for your Montana LLC (the legal vehicle owner). It’s important that you and the insurance company are clear on the fact that the insured vehicle will be garaged outside of Montana.

Aside from your current insurer and national providers, there are plenty of reputable insurance agencies that might be able to insure your LLC-owned vehicle. While we cannot recommend a specific provider for your particular circumstances, While we cannot recommend a specific provider for your particular circumstances, we can provide a list of reputable insurance agencies with whom our clients have found success over the years: